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Interest Protocol

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Interest Protocol

Interest Protocol is a fractional reserve banking protocol that pays interest to all depositors. It issues USDi, an over-collateralized and highly scalable stablecoin.
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Interest Protocol Token

IPT

0
0.00%
Volume em 24h
00
Cap. de mercado
--
FDV
--
Oferta em circulação
100000000
Oferta total
100000000
Fornecimento máx.
100000000
Endereço de contrato
eth
0xd909...fc3d
What is Interest Protocol?
Launched on June 13th, 2022, Interest Protocol (IP) is the first fractional reserve banking protocol on the Ethereum blockchain that pays interest to all depositors. It introduces USDi, an over-collateralized stablecoin, and IPT, the governance token. Users can mint USDi by depositing USDC and earn yield automatically without staking. The protocol manages its reserve ratio through a variable interest rate system.
How Does Interest Protocol Work?
Interest Protocol allows users to mint USDi by depositing USDC, with the option to redeem USDC by burning USDi. Additionally, users can deposit assets into a multi-collateral vault to borrow USDi against their collateral. The protocol automatically adjusts interest rates based on the reserve ratio, ensuring stability and efficiency.
What Makes Interest Protocol Unique?
Interest Protocol stands out by implementing a fractional reserve banking model within DeFi, enabling higher capital efficiency and reduced liquidity risk. Its auto-yielding stablecoin, USDi, allows users to earn interest without staking or incurring gas fees, enhancing user experience and accessibility.
Who Are the Founders of Interest Protocol?
Interest Protocol was developed by GFX Labs, a company founded in 2021 with the goal of building web 3 applications that facilitate ownership and improve usability.

Últimas notícias

What Key Events Have There Been for Interest Protocol?
In January 2025, a proposal was introduced for a collaboration between Interest Protocol and VitaDAO, aiming to airdrop 2 million BIO tokens to holders of VITA and IPT. This initiative seeks to enhance token utility and strengthen community engagement.
Project Announcements
Interest Protocol continues to develop its platform, focusing on enhancing security and user experience. Recent updates include improvements to the decentralized exchange (DEX) and the introduction of new liquidity management features.

Próximos eventos

Latest Airdrop
As of now, there are no announced upcoming airdrops for Interest Protocol.

Comunicados do projeto

Where to Buy Interest Protocol?
Interest Protocol Token (IPT) is not currently listed on major centralized exchanges. However, it can be traded on decentralized exchanges (DEXs) such as Uniswap. Users should exercise caution and ensure they are using official and reputable platforms when trading IPT.
Interest Protocol Price
Daily Trading Volume
As of May 2025, IPT's daily trading volume is relatively low, indicating limited short-term liquidity.
All-Time High
IPT reached an all-time high of $0.2987 in October 2022. Compared to the current price of approximately $0.0263 in May 2025, this represents a significant decrease.
All-Time Low
The all-time low for IPT was $0.0532 in December 2022. The current price is slightly below this previous low.
Market Cap and Valuation
Market Cap
Specific market capitalization data for IPT is not readily available due to its limited trading volume and exchange listings.
Fully Diluted Valuation
With a total supply of 100 million IPT tokens, the fully diluted valuation can be calculated by multiplying the total supply by the current price. However, due to limited trading data, this valuation may not accurately reflect the token's market value.
Interest Protocol Price Prediction
While specific price predictions for IPT are not available, factors influencing its price include market sentiment, adoption rates, and developments within the Interest Protocol ecosystem. Potential investors should conduct thorough research and consider the inherent risks associated with investing in DeFi tokens.

Perguntas frequentes

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Aviso legal e de risco: parte do conteúdo desta página pode ser gerada ou assistida por IA e serve apenas para referência geral. Para obter as informações mais precisas e atualizadas, consulte o site oficial do projeto. A Bitget Wallet valoriza todas as parcerias. Se você encontrar algum problema ou imprecisão, entre em contato conosco pelo e-mail [email protected] — agradecemos seu feedback e continuaremos aprimorando nossos serviços.